2018年11月8日 · They took care of the rest. I had to sign a promissary note online and fax over a GAP application. It was probably the easiest car loan experience I've ever had. At first I was considering used but I found a deal on a new car under $30K and called them. They lowered the rate and I had my car in a few days. They did a HP from Equifax.

2021年5月7日 · The DCU process is...ok. Currently they are horribly understaffed for taking calls pretty much for anything. I had to call the loan department a few days ago to finish out my loan, and it was a 4 hour wait... 4 HOURS. When they finally answered, it took them 24 hours to finish out my loan processing and send me the esign docs to sign.

2016年12月28日 · The payment saver is a balloon payment loan that will 'lower your monthly payment'. At the end of the loan you have a big final payment. On a $30,000 car you could be looking at $10,000 to $11,000 final payment. If you don't plan for the last payment you can get in trouble for sure.

2013年5月19日 · That will inevitably get you ripped off. Take your time, this process should take awhile. It takes several days, weeks even to get the right price and terms on a car. You need to contact several banks and CU's for pre-approvals. Then, get in contact with several dealership. True car is a good tool for that, if you have USAA use their true car tool.

2015年4月20日 · I bough my car in the middle of March and 2-3 days later the pre approval was cashed through Navy's System after that happens you will see the new auto account online and you will receive your promissory note/security agreement that you have to sign and Mail back but the process is so simple!!

2018年12月12日 · I don't kown about your state. You should get credit for the sale tax on your next car. Like if you paid $10,000 for your car and had 6% tax, you pay $600 in tax. On your old car In's gave you $7000 for it . 6 % of 7000 is $420 . So you will only have to pay $180 sales tax on the new car . I don't know what your state sale tax is .

2014年3月19日 · Unfortunately, I dont think he can make it happen. Currently trading in a car and they are asking for $5k down to get the payments low enough for me to even want the car. Sooooo..... I guess ill be holding off on buying a new car and applyIing for a credit card.

2018年3月21日 · I recently purchased a car on saturday 03/17/2017, went through dealership financing , Ally Financial, and drove off the same day with temp tags and new plate on the car. Today 03/21/2017 I recived missed call from a dealer servicing specialst with Ally's Contract Processing Center and have not been able to reach the caller.

2015年4月4日 · Dealers pay off your car with the lender within 10 days. The lender then generates a 0 balance letter and sends it to you. At the same time they update the request to the 3 major credit reporting agencies to "close" the account and report it as "0 balance paid in full"...

2009年3月31日 · The loan did have a couple of payments that were deferred early on, but factoring in those two deferrments and assuming they are honored, we would still have to owe about $3500 by May. The $3500 would be interest, added late fees, etc. In a situation like this, how do loan companies process the remaining balance?